busauth.LoadCATLSConfig turns a ca.crt path into a *tls.Config trusting only
that private CA (clients must pin it; the system roots would reject a
self-signed server cert). busauth.ServerTLSConfig loads the server keypair.
client.Options gains TLS; NewWithOptions calls nats.Secure when set, so the
data-plane connection is encrypted and the server pinned.
Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
